Field collection & lending, finally in one place.
ZoloFund unifies micro-lending, auto finance, gold loans and chit funds — with GPS-verified collection, agent wallets and full accounting. Built for India's lenders, in six languages.
Built for every kind of lender
A complete lending operating system
From the agent in the field to the books at head office — every part of your lending business, connected and in sync.
GPS Field Collection
Every collection is geo-stamped with live agent tracking and route check-ins — proof of visit on every rupee collected.
Four Lending Modules
Micro lending, auto finance, gold loan and chit funds — enable any combination per branch from a single dashboard.
Agent Wallets & Cash Pool
Track agent float, branch cash pools and handovers with a reconciliation ledger that always balances.
Premium Accounting
Full double-entry GL, journals, bank reconciliation, P&L and period locks — not just an expense tracker.
KYC & Compliance
Aadhaar eKYC, Video KYC, credit bureau pulls and NPA auto-classification aligned to RBI norms.
Live Analytics
Portfolio trends, collection efficiency and agent performance — decision-ready dashboards in real time.
Run every product you offer
Enable the modules you need, per branch. Switch on more as you grow.
Micro Lending
Daily, weekly and monthly small-ticket loans with smart instalment scheduling and penalty waterfalls.
Auto Finance
Vehicle-backed loans with collateral registry, condition photos and repossession flags.
Gold Loan
Gold-collateral lending with valuation, redemption tracking and auction management.
Chit Funds
Group management, auction winner recording and dividend distribution per member.
Live in four steps
Onboard customers
Multi-step KYC with Aadhaar eKYC, photo capture and credit bureau checks.
Disburse loans
Configure terms, generate schedules and approve through built-in workflows.
Collect in the field
Agents collect with GPS proof, QR payments and instant digital receipts.
Reconcile & report
Wallets settle, the ledger balances and reports export in one click.
A mobile app your agents will actually use
Biometric login, offline-first collection, GPS check-ins and push reminders — purpose-built for daily field work on Android and iOS.
- Offline collection that syncs the moment you reconnect
- Geo-stamped receipts and live route tracking
- QR-code payment proof and instant statements
- Secure JWT auth with biometric unlock
Agent Mobile App
Designed for speed and one-handed use — the most-used screen on every route.
We replaced three tools with ZoloFund. GPS collection and the agent wallet alone cut our daily reconciliation from hours to minutes.
Ready to modernise your lending business?
Join lenders who run collection, loans, and accounts from one platform. Start free — no card required.